Asset Management in Malta - Wealth Management Services

Asset management in Malta falls into the category of services that can be provided by specialists such as accountants. Our accounting firm in Malta is at your disposal if you need professional wealth management assistance.

Quick Facts
Regulatory body	Malta Financial Services Authority (MFSA) is the regulatory body overseeing asset management in Malta.
Funds jurisdiction	Malta is an EU member state and a reputable jurisdiction for setting up investment funds.
Fund types	Malta offers various fund structures, including UCITS, AIFs, PIFs, etc.
Fund managers	Our asset managers in Malta are licensed by the MFSA.
Fund administrator	Appointing a licensed fund administrator is mandatory for Malta-domiciled funds, get in touch with our asset manager for their services.
Custodian bank (yes/no)	Yes, funds must have a custodian bank responsible for the safekeeping of assets.
Passporting possibility	A Malta-licensed fund can be passported across the EU for marketing purposes.
Double tax treaties	Malta has an extensive network of double tax treaties with around 80 countries, benefiting investors.
Stable political environment	Malta enjoys a stable political climate, ensuring a predictable regulatory environment.
Strategic location	Positioned in the Mediterranean, Malta serves as a bridge between Europe and Africa.
Currency	Euro (EUR) is the official currency, reducing currency exchange risks.
Professional service providers	Our wide range of experienced professionals, such as lawyers and accountants, are available to help you with asset management in Malta.
Investor protection	Maltese regulations like Investor Compensation Scheme, aim to safeguard investor interests and maintain market integrity.
Compliance standards	Asset managers must adhere to strict compliance and anti-money laundering (AML) standards.
Fintech and blockchain hub	Acceptance of fintech and blockchain industries, fostering innovation in asset management in Malta.
Activities available under asset management services	Buying, selling, and managing various types of assets.
Types of assets administered in Malta	– investment funds, – private wealth (money, real estate), – company shares, etc.
Availability of asset record-keeping solutions (YES/NO)	Yes, most management companies provide such a service.
Support in creating investment plans (YES/NO)	Yes.
Market analysis services (YES/NO)	Yes, market analyses are an important part of asset management in Malta.
Availability of risk assessment solutions (YES/NO)	Yes, this is a service our accountants in Malta can help you with.
Asset recovery services availability (YES/NO)	Yes, asset recovery is also available with our accounting firm in Malta.
Purpose of asset managers	The purpose of asset managers is to increase the value of their portfolios while not subjecting them to many risks.
Types of assets managers accepted in Malta	– brokers, – investment advisors, – financial advisors, – licensed companies.
Duties of Maltese asset managers	To act as fiduciaries and to represent clients’ interests.
Asset taxation in Malta	– stamp duties are levied at 2-5% rates, – there is no inheritance tax as such, but 5% duty applies to inherited Maltese property and shares (with exemptions).
Why choose Malta as an asset management destination	– flexible and favorable legislation, – low taxation level, – EU membership, – strict supervision by the Malta Financial Services Authority (MFSA).
Availability of asset management services for corporate clients (YES/NO)	Yes, companies can rely on the expertise of our Maltese accountants.
Availability of asset management services for private clients (YES/NO)	Yes, we are also at the service of private individuals in Malta.
Availability of such services for foreign clients (YES/NO)	Yes, our English-speaking specialists can also assist foreign clients.

What asset management services do you provide in Malta?

You can rely on us for solutions related to:

management of various financial instruments;
estate planning;
investment decision advice;
tax planning.

What types of clients do you service?

We are at the service of natural persons, Maltese and foreign citizens, and companies.

What financial instruments can I invest in in Malta?

Our Maltese accountants advise clients to invest in:

equity;
various types of investment funds;
retirement plans;
real estate assets.

NOTE: We can draft personalized asset investment plans based on the amount you want to inject.

What wealth management services do you provide in Malta?

There are various services associated with wealth management in Malta, depending on the types of assets held. Among these:

support in administering asset portfolios and maintaining records of all investments;
the creation of asset management plans in the case of professional investors;
making investment decisions based on various indicators;
identification of risks associated with the assets held, as well as projections on other valuables to invest in;
asset recovery is one of the services that can be provided in Malta.

In the case of private high net worth individuals, our Maltese accounting firm can help with the administration of the estate until the beneficiaries can take possession of their inheritance, and so on.

Asset management services are also presented in the infographic below:

What estate planning solutions do you recommend as part of your asset management services in Malta?

One of the best estate planning solutions in Malta is the trust. You can create various types of trusts under which you can protect and distribute several types of assets to your beneficiaries (children and other family members).

You can create discretionary, fixed interest, security, and charitable trusts with the help of our specialists. Also, in Malta, you can benefit from professional trustee services, provided you need to appoint at least one trustee.

NOTE: You can create a trust in Malta no matter if you are a foreigner or a citizen of this country. Also, you can put into the trust assets located in or outside the country.

What do you take into consideration when creating an investment plan for a client?

Our accountants will consider:

your experience in the asset management sector;
the assets you have or the amount of money you want to invest;
the financial risks you are willing to take;
the timeframe you want to invest;
your goals.

What tax planning solutions do you offer in Malta?

The tax planning services offered as part of our asset management solutions in Malta are created based on factors like nationality and investment vehicle. For example, if you have a company, you can benefit from the Maltese corporate tax, which provides for significant tax refunds, which depend on the type of income.

Also, you can benefit from double taxation exemptions or refunds, depending on the country you are from, if you are a foreign investor.

Here is a video on this subject:

What are the taxes to consider when it comes to investments?

Taxation is without a doubt one of the most stringent matters when it comes to asset management in Malta. The main levies that need to be considered are the income tax that applies to capital gains from asset ownership, as well as stamp duties and share transfer taxes.

The income tax is established progressively, and it ranges from 0% to 35%. The stamp duty is applied at a rate of 2% or 5%. There is no inheritance tax as such in Malta, although duty (generally 5%) applies to inherited Maltese property and shares; however, it is important to note the laws of foreign countries in the case of overseas persons and companies.

For more information on asset management in Malta, do not hesitate to contact our local specialists.

Simon Ciantar, CPA · 1 October 2026Simon Ciantar is CEO of Ciantar Associates and a qualified accountant and registered auditor.